Pain and suffering

Misery, fear

Common hardships

Many must bear

Though some exist

Without such woes

Not mindful how

For others, it goes

But all will know

They share equal fate

When time is up

On that future date

What if, then,

Each gets their due

And what lies in store

Is all up to you?

If not so, fine!

Carry on as before

No need for insurance

Unless you’re not sure